What is a Mobile Home or a Manufactured Home and how do they differ from a Modular Home?
A mobile home is a single wide and typically in a lot and typically referred to local banks for financing. See the TOP photo to the right
A manufactured home (also known as a DoubleWide) is a multi-sectional home built on a permanent frame, like a steel undercarriage/chassis, with a removable transportation system (hitch and wheels). The unit is permanently attached to a site-built foundation and is subject to the 1976 federal standards established by the Department of Housing and Urban Development (HUD). When it comes to financing... there are options available but they are very limited. See the MIDDLE photo to the right
A modular home is constructed in a factory using conventional home floor joists and delivered to a site on a trailer or flat bed truck. The delivered home may be in the form of panels that are assembled at the site, may be pre-cut and assembled on site, or may be pre-built and delivered in one piece. The home, panels or pre-cut panels are lifted from the trailer and attached to a foundation. A modular home may be single or multi-storied. Modular homes are not subject to HUD standards, but must be built to state and local Uniform Building Codes. These are typically considered Stick Built homes and readily financed. See the bottom photo to the right.