Ross - Stillwater, MN
“Steve was the best advocate for my family that I could have asked for during this mortgage process and there were a few key things he did that I believe separate him from all his peers (also why someone should use him far above anyone else). First, Steve is available. That may sound obvious but he helped answer all my questions during our first call at 9PM at night. I called half-way expecting his voicemail and he ended up being able to walk me through the entire process of what I needed to send over. I’m busy with my kids until 9PM so this was huge for me. He subsequently always returned my calls and e-mails in a very timely basis which is huge when you have heavy questions on your mind during the process. Steve also moved mountains for me when I ran into a huge stumbling block with the buyers of our house wanting a new deck. He personally helped me find a banker to do an out of the box quickie loan to finance our new deck until closing which was VERY unconventional with what most banks are willing to do. We couldn’t have done the deal without this. Lastly, Steve is very straight-forward in helping you understand what’s behind “Oz’s curtain” for how the mortgage numbers are calculated. He has really great technology which makes it easy to see what he’s seeing and keep you in the loop of your bottom-line take-away numbers. Overall, I couldn’t recommend Steve more to someone that’s looking to have someone just not be an “order taker.” Steve is a true partner, a straight shooter and someone that will help you have a smooth closing with no problems (which is what we all want)! ”
Terri - Cottage Grove, MN
Steve and his team are the best ever! I moved a year ago and had to move again. Steve (and his team) were the only ones in this process that had my back, listen to every problem I had with selling and buying again. They were even able to close my mortgage in two weeks. The buying and selling process was stressful but I NEVER had to worry if my mortgage was going to close on time. All I can say they are the most honest people ever and go out of the way to make sure everything is done! If you want the best then you can have the best... hit Steve and his awesome team up!
Alison - Waconia, MN (RE/MAX Realtor and home-buyer)
Here I am, two weeks from closing. My (previous) loan officer emailed and said they wouldn't approve me. Unfortunately, their knowledge on VA loans was severely lacking. Steven worked tirelessly with his team and quite literally came to the rescue. With only two weeks remaining, a work order due on the appraisal for my new home, and us being forced to move from our previous home on the day of closing, Steven helped us make sure that closing happened on time and as scheduled so that we weren't left stranded. I cannot say enough positive things about this man and what he did to help us. As a buyer and also the real estate agent for this transaction, I don't say this lightly - I intend to refer him for my clients, friends, and family for any and all transactions in the future due to his work ethic, communication, and knowledge with his field of work. I have no doubt that I made the right decision calling him when I needed someone to turn to for a home loan.
Viet - St Paul, MN
“I had the opportunity to work with Steven directly (with my home purchase) and I am impressed. Extremely prompt and to the point. Steven replied to my phone calls and e-mails in a very timely manner. Steven went out of his way to make sure my loan package was customized to my benefit. ”
James - Waukesha WI
“I was very happy with my entire experience in getting a mortgage through Steve. We had completed a short sale a few years ago and supposedly did everything properly; but were unable to find lenders who understood that we were eligible to get an FHA mortgage. Steve understood the process and explained the details to us. When selecting a mortgage product, he set up a web conference to show us the many options we had available to us. We were able to select a 15 year mortgage that will end up saving us a lot of money. We are very happy with all of the interactions with Steve and his staff during the entire process”
Mark - Farmington, MN
“Right from the start it was obvious that Steve had my best interests in mind. I’ve learned over the years that securing a mortgage sometimes brings minor glitches and additional requests from the lender. What made this experience so different was that rather than make excuses, Steve and his team found solutions and went out of their way to work with them in a way that was the least inconvenient for me. Anyone can quote you a good rate, but that is meaningless if they can’t make it all come together. I sincerely appreciate the great customer service and would recommend Steve without hesitation! ”
Kay K - CBB Agent
I just met again with David ____ (the buyer I sent to you for a "2nd look" on their financing) and he made the comment:
"Thanks for introducing me to Steven Brand... after meeting with him I would not consider using anyone else as my "mortgage guy" to buy my new home".
Great job - Thank you!
Denis - Keller Williams Hudson, WI
I know that when I ask Steve to help a client with financing a home purchase, that Steve will work with them to find a loan program that will meet their needs and financial situation. Steve is loyal to clients and will see them through the entire financing process.
Tammy - Roseville, MN
Steve was great to work with in the purchase of our home, he always answered our questions in a very timely manner and provided detailed information to better explain the process. Steve is very well spoken and knowledgeable of the products and mortgage options for his company. Thanks for your great work for us!
Jeff - Andover, MN
I cannot say enough good things about Steven and his team. The whole process from beginning to end was made so much easier by him and the people that work closely to him. Every question was answered promptly, and in a way that we could understand. They helped us with everything and, were out in front of the whole underwriting process from preapproval all the way up til closing. I will not hesitate to refer him to anyone I know that is looking for a mortgage lender. I couldn't be happier with business relationship we created as well as the feeling that me and my fiance made a new friend in the process.
Eric - RES Realty
“You just closed a file for a buyer that my personal loan officer could not or would not attempt, I am pretty sure I will send you some clients in the future. Thanks alot.”
Jim - River Falls, WI
“We just wanted to thank you for helping us with the purchase of our new home. You made it a pleasurable experience. You all were very honest and understanding. We were so pleased we would definitely tell others about you. Once again… thank you so much.”
Dave/Liz - Eagan, MN
We had such a great experience with Steven Brand. We felt so at-ease and comfortable, not only because of Steven's knowledge, but also because he was always there for us. He was very patient with us and made us feel that there was no such thing as a "dumb question" and that was very important to us. We're not the most tech savvy people, but Steven went out of his way to work with us. We would recommend Steven Brand to our family and friends, or to anyone who is looking to feel comfortable when refinancing
John Hance - Hance Financial, LLC
We have used Steve to assist in implementing our clients financial plans. Steve is knowledgeable and fair in all his dealings. When you work with him, you feel he has your best interest in mind.
Dan - Cottage Grove, MN
Steve is a great lender to work with! Really informative and guides you in all the right directions. A year ago we didn’t know if we’d ever have a home, and after starting looking and pre-approval in June, now we’re in our first home after working with Steve! I will recommend Steve to whoever is in the market, especially veteran buyers as he knows literally everything there is to know about VA loans.